:root {
  --ctc-navy: #08285b;
  --ctc-navy-dark: #061d43;
  --ctc-action: #2f6fb2;
  --ctc-green: #2e7d6b;
  --ctc-gold: #b89432;
  --ctc-gold-soft: #fbf7ea;
  --ctc-ink: #182334;
  --ctc-muted: #596678;
  --ctc-border: #dfe5ec;
  --ctc-soft: #f7f8fa;
  --ctc-warm: #fbfaf6;
  --ctc-white: #fff;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ctc-ink); background: #fff; font-family: Inter, "Avenir Next", "Segoe UI", Arial, sans-serif; font-size: 17px; line-height: 1.65; }
img { display: block; max-width: 100%; }
a { color: var(--ctc-action); text-underline-offset: 3px; }
a:focus-visible, summary:focus-visible { outline: 3px solid var(--ctc-gold); outline-offset: 4px; }

.ctc-preview-header { display: flex; min-height: 84px; align-items: center; justify-content: space-between; padding: 18px max(24px, calc((100vw - 1240px) / 2)); border-bottom: 1px solid var(--ctc-border); background: #fff; }
.ctc-preview-brand { display: flex; flex-direction: column; color: var(--ctc-navy); text-decoration: none; }
.ctc-preview-brand strong { font-size: 17px; font-weight: 850; letter-spacing: .075em; line-height: 1.2; }
.ctc-preview-brand span { margin-top: 3px; color: var(--ctc-muted); font-size: 11px; font-weight: 700; letter-spacing: .04em; }
.ctc-preview-link { padding: 11px 15px; border-radius: 7px; color: #fff; background: var(--ctc-navy); font-size: 13px; font-weight: 800; text-decoration: none; text-transform: uppercase; }

.ctc-page { overflow: hidden; }
.ctc-container { width: min(1240px, calc(100% - 48px)); margin: 0 auto; }
.ctc-section { padding: 88px 0; }
.ctc-eyebrow { margin: 0 0 14px; color: var(--ctc-gold); font-size: 13px; font-weight: 800; letter-spacing: .12em; line-height: 1.3; text-transform: uppercase; }
h1, h2, h3 { margin-top: 0; color: var(--ctc-navy); }
h1 { margin-bottom: 24px; font-size: clamp(46px, 5.25vw, 70px); font-weight: 550; letter-spacing: -.04em; line-height: 1.02; }
h2 { margin-bottom: 20px; font-size: clamp(36px, 4vw, 50px); font-weight: 600; letter-spacing: -.035em; line-height: 1.08; }
h3 { margin-bottom: 12px; font-size: 22px; font-weight: 650; letter-spacing: -.018em; line-height: 1.24; }
p { margin-top: 0; }

.ctc-hero { padding: 72px 0 76px; background: var(--ctc-warm); }
.ctc-hero-grid { display: grid; grid-template-columns: minmax(0, .96fr) minmax(420px, 1.04fr); align-items: center; gap: 68px; }
.ctc-hero-copy { padding: 20px 0; }
.ctc-lead { margin-bottom: 28px; color: var(--ctc-muted); font-size: 20px; line-height: 1.62; }
.ctc-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.ctc-button { display: inline-flex; min-height: 52px; align-items: center; justify-content: center; padding: 14px 18px; border: 1px solid var(--ctc-navy); border-radius: 7px; font-size: 13px; font-weight: 800; letter-spacing: .045em; line-height: 1.2; text-align: center; text-decoration: none; text-transform: uppercase; transition: background-color .18s ease, color .18s ease, transform .18s ease; }
.ctc-button:hover { transform: translateY(-2px); }
.ctc-button-primary { color: #fff; background: var(--ctc-navy); }
.ctc-button-primary:hover { background: var(--ctc-navy-dark); }
.ctc-button-secondary { color: var(--ctc-navy); background: #fff; }
.ctc-button-secondary:hover { background: var(--ctc-soft); }
.ctc-boundary { margin: 18px 0 0; color: var(--ctc-muted); font-size: 13px; line-height: 1.55; }
.ctc-hero-visual { position: relative; margin: 0; padding: 13px 13px 0 0; }
.ctc-hero-visual::before { position: absolute; z-index: 0; top: 0; right: 0; width: 84%; height: 84%; border-radius: 16px; background: var(--ctc-navy); content: ""; }
.ctc-hero-visual img { position: relative; z-index: 1; width: 100%; aspect-ratio: 1.12 / 1; border-radius: 14px; object-fit: cover; object-position: 53% center; box-shadow: 0 16px 36px rgba(8,40,91,.14); }
.ctc-hero-visual figcaption { position: relative; z-index: 2; width: 86%; margin: -27px 0 0 7%; padding: 16px 18px; border: 1px solid var(--ctc-border); border-radius: 10px; color: var(--ctc-navy); background: #fff; box-shadow: 0 12px 25px rgba(8,40,91,.12); font-size: 13px; font-weight: 700; }
.ctc-hero-visual figcaption span { margin-right: 8px; color: var(--ctc-green); }

.ctc-trust { padding: 20px 0; color: #fff; background: var(--ctc-navy); }
.ctc-trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; }
.ctc-trust p { margin: 0; padding: 2px 26px; border-left: 1px solid rgba(255,255,255,.2); }
.ctc-trust p:first-child { padding-left: 0; border-left: 0; }
.ctc-trust strong, .ctc-trust span { display: block; }
.ctc-trust strong { color: #fff; font-size: 14px; }
.ctc-trust span { color: #cbd7e5; font-size: 12px; }

.ctc-heading-row { display: grid; grid-template-columns: 1.18fr .82fr; align-items: end; margin-bottom: 40px; gap: 72px; }
.ctc-heading-row h2 { margin-bottom: 0; }
.ctc-heading-row > p { margin-bottom: 4px; color: var(--ctc-muted); }
.ctc-heading-center { max-width: 790px; margin: 0 auto 44px; text-align: center; }
.ctc-heading-center > p:last-child { color: var(--ctc-muted); font-size: 19px; }
.ctc-card-grid { display: grid; gap: 18px; }
.ctc-card-grid-three { grid-template-columns: repeat(3, 1fr); }
.ctc-card { padding: 30px; border: 1px solid var(--ctc-border); border-radius: 14px; background: #fff; }
.ctc-card-number { display: inline-flex; width: 38px; height: 38px; align-items: center; justify-content: center; margin-bottom: 22px; border-radius: 50%; color: #fff; background: var(--ctc-navy); font-size: 12px; font-weight: 800; }
.ctc-card > p { color: var(--ctc-muted); }
.ctc-card .ctc-card-question { margin: 22px 0 0; padding-top: 18px; border-top: 1px solid var(--ctc-border); color: var(--ctc-navy); font-size: 14px; font-weight: 700; }

.ctc-review { padding-top: 0; }
.ctc-review-grid { display: grid; grid-template-columns: .9fr 1.1fr; border-radius: 18px; color: #fff; background: var(--ctc-navy); overflow: hidden; box-shadow: 0 20px 45px rgba(8,40,91,.13); }
.ctc-review-intro, .ctc-deliverables { padding: 54px; }
.ctc-review-intro { background: var(--ctc-navy-dark); }
.ctc-review h2, .ctc-review h3 { color: #fff; }
.ctc-review p { color: #d8e2ee; }
.ctc-review strong { color: #fff; }
.ctc-text-link { display: inline-block; margin-top: 12px; color: #fff; font-weight: 800; }
.ctc-deliverables { background: rgba(255,255,255,.045); }
.ctc-mini-label { margin-bottom: 18px; color: #fff !important; font-size: 13px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.ctc-check-list { margin: 0; padding: 0; list-style: none; }
.ctc-check-list li { position: relative; display: grid; grid-template-columns: 140px 1fr; padding: 16px 0 16px 28px; border-top: 1px solid rgba(255,255,255,.16); gap: 14px; }
.ctc-check-list li::before { position: absolute; top: 16px; left: 0; color: #d8b45c; content: "✓"; font-weight: 900; }
.ctc-check-list strong { color: #fff; }
.ctc-check-list span { color: #d8e2ee; }

.ctc-system { background: var(--ctc-soft); }
.ctc-flow { display: grid; grid-template-columns: 1fr 34px 1fr 34px 1fr 34px 1fr; align-items: center; }
.ctc-flow div { min-height: 160px; padding: 25px 20px; border: 1px solid var(--ctc-border); border-radius: 14px; background: #fff; text-align: center; }
.ctc-flow span, .ctc-flow strong, .ctc-flow small { display: block; }
.ctc-flow span { margin-bottom: 12px; color: var(--ctc-gold); font-size: 13px; font-weight: 900; }
.ctc-flow strong { color: var(--ctc-navy); font-size: 18px; }
.ctc-flow small { margin-top: 8px; color: var(--ctc-muted); font-size: 13px; }
.ctc-flow i { color: var(--ctc-action); font-size: 24px; font-style: normal; text-align: center; }
.ctc-principle { max-width: 900px; margin: 34px auto 0; padding: 23px 27px; border-left: 4px solid var(--ctc-gold); border-radius: 0 12px 12px 0; color: var(--ctc-navy); background: var(--ctc-gold-soft); }

.ctc-service-card { padding: 34px; border: 1px solid var(--ctc-border); border-radius: 14px; background: #fff; }
.ctc-service-card p { color: var(--ctc-muted); }
.ctc-service-card ul { margin: 22px 0 0; padding: 18px 0 0; border-top: 1px solid var(--ctc-border); list-style: none; }
.ctc-service-card li { position: relative; padding: 5px 0 5px 22px; color: var(--ctc-ink); font-size: 14px; }
.ctc-service-card li::before { position: absolute; left: 0; color: var(--ctc-green); content: "✓"; font-weight: 900; }
.ctc-service-label { margin-bottom: 20px; color: var(--ctc-gold) !important; font-size: 12px; font-weight: 850; letter-spacing: .11em; text-transform: uppercase; }
.ctc-service-featured { border: 2px solid var(--ctc-navy); box-shadow: 0 16px 34px rgba(8,40,91,.09); }

.ctc-process { padding-top: 0; }
.ctc-process-list { display: grid; grid-template-columns: repeat(4, 1fr); margin: 0; padding: 0; border-top: 1px solid var(--ctc-border); border-bottom: 1px solid var(--ctc-border); list-style: none; }
.ctc-process-list li { display: flex; min-height: 235px; padding: 30px 24px; border-left: 1px solid var(--ctc-border); gap: 16px; }
.ctc-process-list li:first-child { border-left: 0; }
.ctc-process-list li > span { display: flex; min-width: 32px; height: 32px; align-items: center; justify-content: center; border-radius: 50%; color: #fff; background: var(--ctc-green); font-size: 12px; font-weight: 900; }
.ctc-process-list p { margin: 0; color: var(--ctc-muted); }

.ctc-law { padding-top: 0; }
.ctc-law-card { padding: 46px 48px; border: 1px solid #e8d7ab; border-left: 6px solid var(--ctc-gold); border-radius: 14px; background: var(--ctc-gold-soft); }
.ctc-law-card h2 { max-width: 900px; font-size: clamp(32px, 3.6vw, 44px); }
.ctc-law-card p { max-width: 1000px; color: #475464; }
.ctc-law-card p:last-child { margin-bottom: 0; color: var(--ctc-navy); }

.ctc-faq { background: var(--ctc-warm); }
.ctc-faq-grid { display: grid; grid-template-columns: .78fr 1.22fr; gap: 76px; }
.ctc-faq-grid > div:first-child > p:last-child { color: var(--ctc-muted); }
.ctc-faq-list { border-top: 1px solid var(--ctc-border); }
.ctc-faq-list details { border-bottom: 1px solid var(--ctc-border); }
.ctc-faq-list summary { position: relative; padding: 22px 46px 22px 0; color: var(--ctc-navy); cursor: pointer; font-size: 18px; font-weight: 700; list-style: none; }
.ctc-faq-list summary::-webkit-details-marker { display: none; }
.ctc-faq-list summary::after { position: absolute; top: 18px; right: 0; width: 30px; height: 30px; border: 1px solid var(--ctc-border); border-radius: 50%; content: "+"; font-size: 20px; font-weight: 400; line-height: 28px; text-align: center; }
.ctc-faq-list details[open] summary::after { content: "−"; }
.ctc-faq-list details p { padding: 0 46px 22px 0; color: var(--ctc-muted); }

.ctc-closing { padding: 72px 0; color: #fff; background: var(--ctc-navy-dark); }
.ctc-closing-grid { display: grid; grid-template-columns: 1.15fr .85fr; align-items: center; gap: 72px; }
.ctc-closing h2 { margin-bottom: 0; color: #fff; }
.ctc-closing p { color: #d5e0ec; }
.ctc-button-gold { border-color: #d5b35f; color: var(--ctc-navy-dark); background: #d5b35f; }
.ctc-button-gold:hover { background: #e2c57c; }
.ctc-secure { margin: 18px 0 0; color: #bdcbd9 !important; font-size: 12px; }

.ctc-sources { padding: 46px 0 60px; color: var(--ctc-muted); background: #fff; font-size: 13px; }
.ctc-sources h2 { margin-bottom: 12px; font-size: 22px; }
.ctc-sources ul { padding-left: 20px; }
.ctc-sources li { margin: 6px 0; }
.ctc-sources p { margin-bottom: 8px; }

@media (max-width: 980px) {
  .ctc-hero-grid, .ctc-heading-row, .ctc-review-grid, .ctc-faq-grid, .ctc-closing-grid { grid-template-columns: 1fr; }
  .ctc-hero-grid { gap: 44px; }
  .ctc-heading-row, .ctc-faq-grid, .ctc-closing-grid { gap: 28px; }
  .ctc-trust-grid, .ctc-process-list { grid-template-columns: repeat(2, 1fr); }
  .ctc-trust p:nth-child(3) { padding-left: 0; border-left: 0; }
  .ctc-trust p:nth-child(n+3) { margin-top: 15px; }
  .ctc-card-grid-three { grid-template-columns: 1fr; }
  .ctc-process-list li:nth-child(3) { border-left: 0; border-top: 1px solid var(--ctc-border); }
  .ctc-process-list li:nth-child(4) { border-top: 1px solid var(--ctc-border); }
}

@media (max-width: 680px) {
  html { scroll-behavior: auto; }
  body { font-size: 16px; }
  .ctc-preview-header { min-height: 70px; }
  .ctc-preview-link { display: none; }
  .ctc-container { width: min(100% - 40px, 1240px); }
  .ctc-section { padding: 58px 0; }
  .ctc-hero { padding: 52px 0 56px; }
  .ctc-hero-grid { grid-template-columns: 1fr; gap: 34px; }
  .ctc-hero-copy { padding: 0; }
  h1 { font-size: 42px; line-height: 1.06; }
  h2 { font-size: 34px; }
  .ctc-lead { font-size: 18px; }
  .ctc-actions { display: grid; }
  .ctc-button { width: 100%; min-height: 52px; }
  .ctc-hero-visual { padding: 9px 9px 0 0; }
  .ctc-hero-visual img { aspect-ratio: 1 / .92; object-position: 54% center; }
  .ctc-hero-visual figcaption { width: 92%; margin-left: 4%; }
  .ctc-trust-grid { grid-template-columns: 1fr 1fr; }
  .ctc-trust p { padding: 5px 14px; }
  .ctc-trust p:nth-child(odd) { padding-left: 0; border-left: 0; }
  .ctc-trust p:nth-child(n+3) { margin-top: 14px; }
  .ctc-heading-row { margin-bottom: 30px; }
  .ctc-card, .ctc-service-card { padding: 26px; }
  .ctc-review-intro, .ctc-deliverables { padding: 34px 26px; }
  .ctc-check-list li { grid-template-columns: 1fr; gap: 2px; }
  .ctc-flow { grid-template-columns: 1fr; gap: 0; }
  .ctc-flow div { min-height: 0; padding: 22px; }
  .ctc-flow i { transform: rotate(90deg); line-height: 36px; }
  .ctc-process-list { grid-template-columns: 1fr; }
  .ctc-process-list li { min-height: 0; border-top: 1px solid var(--ctc-border); border-left: 0; }
  .ctc-process-list li:first-child { border-top: 0; }
  .ctc-law-card { padding: 34px 26px; }
  .ctc-faq-list summary { font-size: 17px; }
  .ctc-closing { padding: 58px 0; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .ctc-button { transition: none; }
}